House Proceeding 04-30-09 on Apr 30th, 2009 :: 1:50:15 to 1:51:30
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1:50:04 to 1:50:24( Edit History Discussion )

Susan A. Davis: on that but in the end, i encourage all of my colleagues to support this amendment. the chair: the gentleman from illinois. mr. gutierrez: how much time do we have on our side in the chair: two minutes. mr. gutierrez: i yield to the gentlady. the chair: the gentlelady is

1:50:15 to 1:51:30( Edit History Discussion )
Speech By: Susan A. Davis

1:50:25 to 1:50:45( Edit History Discussion )

Susan A. Davis: recognized. mrs. davis: it's always possible to raise concerns over fraud. this is not intended to do that on the face of it, but we're willing to work with you. the reality is that if fraud is being committed, then these kinds of agreements wouldn't hold anyway. the banks would certainly have the real concern here is

1:50:46 to 1:51:06( Edit History Discussion )

Susan A. Davis: letting consumers know what's going on with their accounts. and if they have been in an experience, and we know many accounts were closed, an a card that's not beingsed very often, they don't know about it, then their credit score is affected that's one of those surprises that comes along and people

1:51:07 to 1:51:27( Edit History Discussion )

Susan A. Davis: aren't expecting. this is an attempt to be transparent about it and give people really the opportunity to be table respond and to work out whatever problem exists and to move on. so we appreciate the opportunity to put this in what i think is very important legislation.

1:51:28 to 1:51:30( Edit History Discussion )

Susan A. Davis: . the chair: the gentleman from illinois.