House Proceeding 11-06-09 on Nov 6th, 2009 :: 4:28:05 to 4:31:40
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4:28:02 to 4:28:22( Edit History Discussion )

Frank Jr.Pallone: we will ensure that you will have affordable options for health care. these are our fundamental and i yield to my good friend from new jersey. mr. pallone: i want to thank all of you for what you have been debate. and i was on c-span this morning where they ask you questions and i just wanted to respond to two,

4:28:05 to 4:31:40( Edit History Discussion )
Speech By: Frank Jr.Pallone

4:28:23 to 4:28:44( Edit History Discussion )

Frank Jr.Pallone: because i thought -- these are questions that i get from some of my constituents who initially are opposed to the bill. and one question is, you know, from people who say, well, why should i help cont subsidies to pay for health insurance for other people who don't have insurance? and i also get some -- and this

4:28:45 to 4:29:05( Edit History Discussion )

Frank Jr.Pallone: was on this morning -- well, i'm young and healthy. this guy said, why should i have to insurance at all if i don't want it? the bottom now, a significant portion of your premium, whether you get it through your employer or you get it by buying it on the

4:29:06 to 4:29:28( Edit History Discussion )

Frank Jr.Pallone: individual market as well as a significant portion of medicare and medicaid is paying for people who have no insurance. when that person who has no insurance and goes to the emergency room and wrack up a bill of $10,000, you end up paying for it if you are paying premiums and have insurance.

4:29:29 to 4:29:51( Edit History Discussion )

Frank Jr.Pallone: it could be $2,000, $3,000 of your premium is actually paying for that uncompensated care. the bottom line is if everyone subsidizing it in some way through your tax dollars, that brings the cost of your insurance down because now that person, instead of going to the emergency room, they go to the

4:29:52 to 4:30:13( Edit History Discussion )

Frank Jr.Pallone: doctor on a regular basis and don't get sick and run up the costs of being put into a nursing home, so the sy saves money. what about the guy who says, i was on 25 years old and i don't want to buy health insurance. why should i buy it because i don't need it?

4:30:14 to 4:30:35( Edit History Discussion )

Frank Jr.Pallone: i can stay around for another 10 years before i have any serious problems. i don't want to pay for health insurance. again, it's the same thing. the only becomes cheaper is if more and more people are included in the insurance pool. so if you have this health exchange and you want to make it

4:30:36 to 4:30:56( Edit History Discussion )

Frank Jr.Pallone: -- insurance under this health exchange affordable, you have to have everybody in it, you have te healthy people, the older people, the younger people, sick people and you have the pool because it brings costs down. so i just -- i think it's

4:30:57 to 4:31:18( Edit History Discussion )

Frank Jr.Pallone: important to dispel some of these arguments about why should i help the other guy or why should i have insurance, the only way this works to bring costs down is if everyone is covered, everyone has access to a doctor on a regular basis and everyone basically pays into the system in some way, either their

4:31:19 to 4:31:39( Edit History Discussion )

Frank Jr.Pallone: employer pays or buy the health exchange. and that is the beauty part of this. everyone gets covered and everyone essentially contributes, but the cost of insurance goes down and we emphasize prevention, not having people get sick, not having people go to the hospital be

4:31:40 to 4:31:41( Edit History Discussion )

Frank Jr.Pallone: preventive care.